by guidestreamfin | Jul 15, 2016 | Financial and Estate Planning
According to a 2014 survey, 51 percent of Americans age 55-64 (and 62 percent of Americans age 45-54) don’t have a will. The reasons for not maintaining a will can range from a lack of urgency to a paralyzing fear of death. Not only is having a will necessary, the...
by guidestreamfin | Jul 6, 2016 | Financial and Estate Planning
Financial Planning: Not Just for Men! -by Debra Lyon, Caitlin Koppelman, and Lori Pelham- Lisa is 35. She’s a mother to 2 beautiful children and a recent divorcee. She just returned to part time work last year when her youngest started school. Up until now, she’s...
by guidestreamfin | Apr 8, 2016 | Budgeting
People like to fit in; it’s one of the simplest laws of human nature. Although we value the things that make us unique, most of us are careful to not let them make us social outsiders. There is strength in numbers, and conformity reassures us that we are making the...
by guidestreamfin | Mar 1, 2016 | Retirement
by Kirk A. Hoffman A three legged stool analogy is often used for planning and saving for retirement. The three legs represent personal savings, employer provided benefits, and government benefits. For public school employees, 403(b) plans are used for individual...
by guidestreamfin | Feb 17, 2016 | Taxes
Protecting Yourself from Tax Scams Tax season is perhaps the most widely hated time of the year. It’s annoying and, for many, expensive. But despite its unpopularity, some people are determined to make it even worse: tax scammers. Wherever there is money, there is...
