by guidestreamfin | Feb 19, 2019 | Retirement
BIGGEST RETIREMENT SAVINGS MISTAKES. According to Northwestern Mutual’s 2018 Planning & Progress Study, a shocking 21 percent of Americans have nothing at all saved for the future, and 78 percent say they are extremely or somewhat concerned about not having enough...
by guidestreamfin | Oct 4, 2018 | Retirement
RETIREMENT PLANNING FOR SMALL BUSINESSES. Planning for retirement as a small business owner is important for you and your employees. Small businesses have unique needs. Thankfully, you have various options when it comes to retirement plans and a little bit of...
by guidestreamfin | Jun 5, 2018 | Retirement
DON’T TAKE OUR WORD FOR IT. . . Thoughts from your GuideStream Team Any professional has a built-in bias for their work due to their passion and understanding of their industry. Ours is no different. However, if we ask everyday people about retirement planning,...
by guidestreamfin | Aug 8, 2017 | Retirement
It seems as if there has been increasing coverage in the media recently regarding early retirement. The prospect of having an extended retirement is incredibly appealing for many Americans.—However, with pensions becoming increasingly less common in the workplace,...
by guidestreamfin | May 25, 2017 | Retirement
Recent estimates indicate that the Social Security Trust Fund will run out of its surplus in 2034. Once this occurs, program payouts are expected to be worth only about 77 percent of current benefits. Unfortunately, one-third of retirees rely on social security...
by guidestreamfin | Mar 1, 2016 | Retirement
by Kirk A. Hoffman A three legged stool analogy is often used for planning and saving for retirement. The three legs represent personal savings, employer provided benefits, and government benefits. For public school employees, 403(b) plans are used for individual...
